8501 N. Owasso Expressway Owasso, Ok 74055



GAP+ Optional Upgrade

Return to your selling dealer & receive an
additional $1,000 credit towards your
down payment on your next vehicle!

What is GAP?

GAP coverage protects you financially in the event your car is deemed a total loss and the balance you owe on your loan is greater than the vehicle value is.

What your Auto Insurance may pay:

You might assume that your physical damage auto insurance is sufficient to cover any losses related to your vehicle. However, when a vehicle is declared a total loss, the primary auto insurance settlement is generally based on the market value of the vehicle, which may be substantially less than the balance still owed on your finance or lease contract for the vehicle. This difference is called the deficiency balance, which the vehicle owner is generally responsible for.


Common Causes of GAP

  • Little or no down payment upfront
  • High mileage driving
  • Higher interest rate loans
  • Normal depreciation
  • Insurance companies insure a car’s value, not the loan amount
  • Negative equity in loan

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